Cryptocurrency payment cards have launched in the EU and UK, with expansion to additional countries planned.

Redefining Cryptocurrency Spending

A leading Web3 wallet is transforming how people spend and pay, bringing cryptocurrency into daily life. Historically, crypto payments have faced challenges like high fees, complicated interfaces, and tedious top-up steps, severely limiting their use for everyday purchases.

Recently, this platform launched a groundbreaking crypto payment card, allowing users to pay for daily expenses with crypto simply by swiping. Now available for application in the EU and UK, this card marks a significant leap for cryptocurrency payments.

The card, co-issued by global payment giant Mastercard and leading crypto payment provider Immersve, works wherever Mastercard is accepted worldwide. Whether shopping online or in-store, users get a seamless and fast payment experience. Most importantly, they no longer need to manage complex conversions or worry about failed top-ups—spending with crypto is now as easy as it gets.

The "Crypto for Everyone" vision is becoming reality—starting with this payment card.

Why This Crypto Payment Card Stands Out

This innovative crypto payment card makes real-world crypto spending smoother and more convenient. Thanks to advanced on-chain top-up technology and Swap features, users can instantly transfer crypto from their wallet to the card, with no annual or top-up fees—dramatically reducing costs.

The streamlined application process takes just minutes. The card easily links to Apple Pay, Google Pay, and other major mobile payment platforms, letting users enjoy hassle-free payments at millions of Mastercard merchants worldwide.

Key benefits include:

• Fast Application: Simple application—just provide basic ID like a passport or national card. No credit checks or asset collateral required, making it easy to get started.

• Mobile Payment Integration: Fully compatible with Apple Pay and Google Pay, maximizing mobile convenience.

• Low-Cost Structure: No annual or top-up fees, plus highly competitive exchange rates, deliver true low-cost spending.

• Worldwide Acceptance: Use the card at any Mastercard-accepting merchant, anywhere globally.

• Instant Top-Ups: Top-ups are credited instantly using advanced on-chain or multi-chain Swap features—no wait time.

• Comprehensive Benefits:

  • Stablecoin financial products with yields up to 8% APY help you earn on idle funds.
  • First-month purchases earn cashback rewards for extra user value.

All transactions run on-chain using Immersve’s infrastructure and Mastercard’s strict compliance framework, fully meeting KYC and AML regulatory requirements for end-to-end fund protection.

How to Apply for a Crypto Payment Card

The streamlined application involves just five simple steps:

Step 1: Download the App Download the wallet app, go to the homepage, select “Card,” and tap “Apply Now” to begin.

Step 2: Register an Account Tap “Register” and create your account by signing a transaction. Note: Opening an account requires a one-time fee of 10 USDC.

Step 3: Enter Personal Information Fill in your country, full address, contact info, and estimated monthly spend as prompted by the system.

Step 4: Complete Identity Verification Upload valid ID, such as a passport, driver’s license, or national ID, and complete facial recognition. Most applications are approved within three minutes thanks to the efficient review process.

Step 5: Activate Your Card Once verified, pay the 10 USDC issuance fee. After payment, you can view complete card details and immediately add your card to Apple Pay, Google Pay, or other mobile payment platforms to start spending.

How to Top Up Your Payment Card

Top-ups are simple and fast. Tap “Top Up,” enter the desired USDC amount (on the Base network), and confirm. Your funds are credited instantly, so you can start using your card right away.

This real-time top-up experience eliminates the long waits and uncertainty common with traditional crypto payment methods.

Limited-Time Cashback Promotion

To reward early adopters, the platform offers a special 5% BGB cashback to the first 2,000 cardholders. Spend with your card and receive BGB tokens as cashback.

User Eligibility:

• Open to users who apply during the limited-time promotion.
• Only the first 2,000 successful applicants are eligible.
• Applicants must complete full KYC and activate their card.
• “New users” are defined as first-time card applicants.
• For the first three months after card activation, new users receive 5% cashback on up to $200 in monthly spending, capped at $10 (BGB equivalent) per month.
• Cashback is paid directly to users’ wallet accounts in BGB tokens.

Cashback Distribution Schedule:

• Cashback period starts from the first calendar month after card approval.
• Cashback is airdropped automatically to the card-linked wallet address by the 3rd of the following month.
• Example: Activate your card on July 1; July’s cashback is paid by August 3.

Eligible Regions:

The offer covers a wide range of European countries and regions, including the UK, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and other key parts of Europe.

How to Link Your Card to Mobile Payment Platforms

To maximize mobile payment convenience, this card is fully compatible with Apple Pay and Google Pay.

View Full Card Details:

In the app, tap “Manage,” then “View Card Details.” You’ll see all card info, including the card number.

Add Card to a Mobile Payment Platform:

Copy your card details from the app, then manually add the card to Google Pay or Apple Pay.

Steps for Apple Pay:

Open Apple Pay, tap the “+” in the top right to add a new card. Select “Debit or Credit Card,” tap “Enter Card Details Manually,” and follow the prompts to enter your card number and complete verification. Once added, you can use your card at any Apple Pay–enabled merchant.

Steps for Google Pay:

Open Google Wallet, tap “Add to Wallet,” select “Payment Card,” then “New Credit or Debit Card.” Scan or enter your card details, complete verification, and the card is ready for use at Google Pay–supported locations.

Global Expansion Plans

The crypto payment card is now available in the EU and UK, but this is just the beginning. The platform plans to expand to Latin America, Australia, New Zealand, and other regions soon.

As coverage grows, users can expect more rewards, support for additional cryptocurrencies, and continuous feature upgrades. The ultimate goal: make crypto a true part of everyday life, not just a tool for trading or investment.

This innovative card is making crypto spending a daily reality, delivering a convenient, secure, and cost-effective payment solution for users worldwide.

FAQ

What Is a Crypto Payment Card and How Does It Work?

A crypto payment card lets you spend fiat and earn crypto rewards such as Bitcoin or Ethereum. Transactions are settled on the Visa or Mastercard network; the issuer converts crypto to local currency instantly at checkout. Merchants receive fiat, and you receive crypto rewards—typically 1.5% to 3% back.

How Do I Apply for and Use a Crypto Payment Card in the EU and UK?

Download the wallet app, go to Wallet > Card > Apply Now. Register and pay a 10 USDC opening fee, then complete identity verification. Once approved, top up your card with crypto and use it for online or in-store payments.

What Are the Requirements for Using a Crypto Payment Card?

You must complete KYC and AML checks. The card needs a crypto balance to spend. Some cards may require a credit check. Users should be aware of possible tax liabilities and the risk of crypto price volatility.

How Secure Is a Crypto Payment Card? What Risks Should I Watch For?

We use bank-grade encryption and multi-layer security to safeguard your funds. Major risks include phishing and account theft. Use strong passwords, enable two-factor authentication, and avoid suspicious links. Choosing reputable providers significantly reduces risk.

Which Cryptocurrencies Are Supported? What About Exchange Rates and Fees?

Supported currencies include Bitcoin, Ethereum, and other major cryptocurrencies. Exchange rates are shown in real time before you confirm. There are no hidden fees—what you see is what you pay. Over 70 fiat currencies are supported, including USD, EUR, and GBP. Fees are included in the exchange rate.

When Will the Card Be Available in Other Countries? What’s the Expansion Plan?

We aim to launch in Asia, North America, and other regions starting in early 2026. Future plans include more supported coins, better user experience, and advanced features. A detailed roadmap will be shared separately.

How Do Crypto Payment Cards Compare to Traditional Bank Cards?

Advantages: Lower transaction fees, instant cross-border payments, no need for bank approval, and global usability. Drawbacks: Not as widely accepted as traditional cards, requires a crypto wallet, and regulatory frameworks are still evolving.